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One Open Finance Licence covers two options, and the applicant picks Data Sharing, Service Initiation or both at the point of filing. This guide covers what the licence excludes, the obligations already sitting on banks and insurers, and why DIFC and ADGM permissions do not reach the mainland API hub.

Ministerial Decision 229 of 2025 tied qualifying commodity income to a published price reference, so the pricing clause is now a tax question. This guide covers title at the flange, binding inspection certificates, the demurrage time bar and letters of indemnity.

Urgent relief in a UAE arbitration comes from two forums at once. This guide covers the eight day attachment deadline, what a DIAC emergency arbitrator cannot reach, and why the default DIFC seat changes which court supervises the case.