Privacy Policy and Data Protection

At Kayrouz & Associates, we recognize that the protection of individuals' personal and sensitive data is a fundamental human right. To the reasonable extent possible, we are committed to operating in full compliance with the data protection and privacy regulations.
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Privacy Policy and Data Protection

Last Updated on: 14th July 2025

At Kayrouz & Associates, we recognize that the protection of individuals' personal and sensitive data is a fundamental human right. To the reasonable extent possible, we are committed to operating in full compliance with the data protection and privacy regulations.

This Privacy Policy (the "Policy") is adopted by Kayrouz & Associates, established and operated under the company Kayrouz & Associates (referred to as "the Company", "We", "Us", or "Our"). It governs your use of the Kayrouz & Associates platform, including all associated applications, products, websites, and services (collectively referred to as the Kayrouz & Associates).

This Policy applies to all individuals (referred to as "U/users", "Data Subjects", or "Y/you") whose Personal Data is processed by the Company. The Policy outlines how we collect, use, store, and disclose information related to Data Subjects. We encourage you to read it carefully.

By accessing the Kayrouz & Associates Platform and/or providing any personal information, you consent to the collection, use, storage, and disclosure of your Data as described herein. We may update this Policy at our discretion to better serve your interests. It is your responsibility to stay informed of any changes, as continued use of the Kayrouz & Associates Platform constitutes your consent to the amended Policy.

If you do not agree with the terms of this Policy, please refrain from accessing, browsing, or registering for the Kayrouz & Associates Platform or using any of its features. Please note that failure to provide certain required information may prevent you from establishing a Member Account or accessing specific products and services.

This Privacy Policy is binding and, by using or registering with the Kayrouz & Associates Platform, you confirm your express or implied consent to its terms.

YOUR DATA: COLLECTION, USE, AND DISCLOSURE

For the purposes of this Policy, "Personal Data" refers to any information that can be used to identify an individual, including but not limited to names, addresses, email addresses, and phone numbers. Additionally, "Sensitive Data" refers to information that poses a higher risk to an individual's privacy, such as health-related information, financial details, and personal identifiers (hereinafter referred to as the "Data").

We will only collect and process Personal Data in compliance with applicable laws and regulations. Information that does not qualify as Personal Data—such as data that cannot identify an individual or is aggregated and anonymized—is not subject to the privacy protections outlined in this Policy.

This section provides a brief overview of the Data collected on the Kayrouz & Associates Platform and the purposes for which we collect it. Please note that our processing of your Data depends on the information you choose to provide and the functionalities of our services/features that you utilize.

Detailed Description of Data Processed

1.3.1.1. Personal IdentifiersWe collect personal identifiers (such as your name, aliases, Internet Protocol (IP) address, email address, and physical address) as you provide them to create and authenticate your Member Account. This information is also used to contact you regarding your requests and your Member Account, as detailed in our Policy.

1.3.1.2. Government-Issued IdentificationsWe collect and process government-issued identification information (such as Social Security numbers, drivers license numbers, and passport numbers) as necessary to conduct background checks. This helps verify your authenticity and facilitates the creation of your Member Account. Such information may also be requested to ensure the safety of the Kayrouz & Associates Platform and its users.

1.3.1.3. Internet Activity DataWe collect data related to your internet activity (including browsing history, search history, and interactions with our websites and apps) to monitor and ensure the proper operation of our services, improve and customize your user experience, update our services, and provide de-identified statistical information to third parties.

1.3.1.4. Geolocation DataIf you choose to use location-based features of our services, we may collect geolocation data regarding your physical location or movements to facilitate our services and features effectively.

1.3.1.5. Employment and Education InformationWe may collect and process professional or employment-related information and non-public educational information as necessary for background checks to verify authenticity and to facilitate the creation of your Member Account. Such information may also be requested to ensure the safety of the Kayrouz & Associates Platform and its users.

1.3.1.6. Sensitive InformationIf you choose to provide sensitive information (including religious beliefs, national origin, sexual orientation, race, marital status, health-related information, genetic data, and similar sensitive data) through your use of our services, we may collect this information for various purposes. These include providing customized features and ensuring a satisfactory user experience on the Kayrouz & Associates Platform, as well as for internal analysis and statistical purposes or as mandated by any applicable laws.

1.3.1.7. Third-Party RegistrationsIf you register for Kayrouz & Associates's services through third-party sites and provide personal information there (including text and images), we may collect that information as necessary.

1.3.1.8. Additional Personal InformationAny information you disclose about your hobbies, interests, educational background, profession, work experience, learning goals, and preferences is collected to help us recommend suitable services and send you updates about Kayrouz & Associates's offerings via email and other communication methods.

1.3.1.9. Usage InformationWe record data related to your use of the Kayrouz & Associates Platform and the services purchased.

1.3.1.10. User Contribution InformationWhile using the Kayrouz & Associates Platform and your Member Account, we and third parties (per their Privacy Policies, as applicable) may collect, disclose, and store the following information:

  • User Interactions: Any questions, posts, or comments you make on the Kayrouz & Associates Platform on public forum or publicly visible, if such features are available.
  • Public Forum Contributions: Information shared on public forums available on the Kayrouz & Associates Platform.
  • Content submitted to Kayrouz & Associates: Including surveys, quizzes, feedback, and other documents provided voluntarily or upon request, including any comments, posts, notes, communications, text, pictures, Member Account profile information of the user as per the features available (User Contributions).

User Contributions (excluding to the extent kept private by customizing your Member Account) may be published and displayed in public areas of the Kayrouz & Associates Platform, associated websites, and social media accounts. Your contributions will be associated with your account as long as you do not delete them.

Important Warning: Please be aware that disclosing personal information in public forums may allow others to collect and use that information. User Contributions are shared at your own risk, and we cannot guarantee that they will not be viewed or used by unauthorized parties. You acknowledge and agree to the risks inherent with respect to any of your information made available publicly or on the public forums of Kayrouz & Associates Platform and we will not be responsible for any consequences suffered thereof by you arising from the User Contributions made available publicly either by you or by us as per this section. We can disclose, transmit and share the User Contribution Information as we deem appropriate to any party whether associated or affiliated with us or not, without your consent pursuant to your waiver under the Terms of Use.

1.4. Visitor Information Requests

We may request information from visitors interested in Kayrouz & Associates' services who consent to be contacted for further assistance. This information may include your name, contact number, email address, profession, country of residence, and address.

1.5. Third-Party Data Handling

We, along with any third parties (associated with us or not), may collect, use, transfer, and store your Data to the extent you provide it. It is your responsibility to read and understand the terms and conditions and privacy policies of such third parties before proceeding.

1.6. Implied Consent

We may collect all the Data outlined above as necessary and will use it for lawful purposes. By providing us with your Data, you imply your consent for us to use, store, and transfer that Data in accordance with this Policy or as necessary.

1.7. Information Collected Upon Accessing the Kayrouz & Associates Platform and Cookie Policy

By agreeing to our Policy, you agree to the use of cookies and similar technologies (for example without limitation, web beacons, pixels, tags, and device identifiers, which we collectively refer to as "cookies") as described in this Policy.

If you use the Kayrouz & Associates Platform without changing your browser or device settings to disable cookies, we'll assume that you consent to receive all cookies provided through the Kayrouz & Associates Platform.

We use cookies to recognize you and/or your device(s) on, off. Cookies help to facilitate the best possible user experience of the Kayrouz & Associates Platform as they allow us to recognize you and maintain your user preferences from session to session, help us keep your account safe, and generally improve the functionality of the products and services offered through the Kayrouz & Associates Platform. They also help us ensure that the Member information is used in association with the correct Member account.

We use cookies to collect details of your use of the Kayrouz & Associates Platform (including traffic data, IP location data, logs, browser type, browser language, the functionality requested, and the timing of your requests), and other communication data and the resources that you access, use, and create on or through the Kayrouz & Associates Platform.

We use this information to provide a tailored Kayrouz & Associates experience for you and to communicate with you more effectively. The information is also collected to determine the aggregate number of unique devices using Kayrouz & Associates and/or parts of Kayrouz & Associates, track total usage, analyze usage data, and improve Kayrouz & Associates functionality for all users. We may combine this information to provide you with a better experience and to improve the quality of our service.

Cookie RetentionWe generally maintain the data we collect from cookies for a period necessary by law or for technical reasons. Although most internet browsers accept cookies by default, you can control cookies through your browser settings and similar tools or refuse cookies altogether. If you refuse to accept cookies, you may be unable to access certain parts of the Kayrouz & Associates Platform, you will prohibit us from delivering the full capability of the Kayrouz & Associates Platform, and you may prevent the use of certain features and services that require these technologies.

Third-Party Content and ApplicationsKayrouz & Associates cannot regulate other sites, content, or applications linked or provided from within Kayrouz & Associates Platform or our various other websites and services that are provided by third parties associated with us or not, including your device manufacturer, and your mobile service provider. These third parties may place their own cookies or other files on your computer/devices, collect data, or solicit personal information from you. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites, apps, and other online services. These third parties may use this information to provide you with interest-based (behavioral) targeted content. We do not control these third parties' tracking technologies or how they may be used. If you have any questions about targeted content, you should contact the provider responsible directly.

Attribution ProvidersWe may advertise Kayrouz & Associates Platform on third party sites such as Facebook and Google and use third-party software development kits ("SDKs") to attribute a download of Kayrouz & Associates Platform on to the advertisement placed on the third-party site. We do not sell your personal information to any third parties nor allow our SDK service providers to sell your personal information to third parties or use your personal information to solicit the sale of third-party goods or services. We may provide these third parties with aggregate, de-identified information concerning ads placed on their sites and Kayrouz & Associates Platform downloads that result from those ads.

Device ID, IP Address and Network AccessWhen you access or leave Kayrouz & Associates Platform, we receive the URL of both the site you came from and the one you go to next. We also get information about your proxy server, operating system, web browser and add-ons, device identifier and features, and/or your ISP or mobile carrier when you use Kayrouz & Associates Platform. We also receive data from your devices and networks, including your IP address.

We use the IP addresses we collect from our users to process them with public latitude and longitude information related to your Internet Service Provider or mobile service provider in order to determine, and in some instances, depict in an aggregate and de-identified manner, the approximate geographic region for each instance of Kayrouz & Associates Platform use. This latitude and longitude information is stored by us as necessary for troubleshooting and diagnostic purposes but is never associated with any information about you or that would identify you personally.

We may also collect and use the wireless (or "WiFi") permissions of your mobile device to determine if you are connected to a WiFi or cellular network. This information is used to provide optimized user experience by providing higher resolution media to a user who is on a high-speed WiFi connection rather than a cellular network. WiFi permissions are also used for casting content with Chromecast and similar devices. This information is not stored or shared by Kayrouz & Associates.

Primary Reasons for Using Technologies and Cookies

  • We use necessary cookies for our system administration, security, and integrity and to ensure that the Kayrouz & Associates Platform functions properly for you. Few technologies and cookies are necessary and cannot be rejected if you wish to obtain and use our features or even access the Kayrouz & Associates Platform.
  • We may also use it for the purpose of enabling analytics, performance and functionality, to help our Company gather certain information on our visitors and users, to enhance your experience and understanding your needs.
  • For marketing purposes, we may track certain information upon your visit and as per allowed cookies by you.

Legal Compliance and DisclaimerWe strive to comply with applicable data protection laws and regulations concerning the use of cookies on this site. However, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of cookies or the information collected through them. By using the Kayrouz & Associates Platform, you acknowledge that we are not responsible for any unauthorized access to or use of your personal data resulting from your consent to the use of cookies. Users are encouraged to manage their cookie preferences through their browser settings.

HOW WE USE YOUR DATA

This Policy outlines the types of Data we collect through your interactions with the Kayrouz & Associates Platform and how we process that information to enhance your experience. When you create a Kayrouz & Associates Member Account or use any of our applications or websites, the information we collect aims to provide you with a more personalized experience.

Our company is committed to delivering clear, honest, and transparent information about the nature of the Data collected and its intended purposes when handling personal and/or sensitive data. We may use the Data collected for secondary purposes in accordance with our internal protocols and/or to comply with legal requirements, with or without prior consent, as permitted by the applicable laws.

Subject to your consent as per section 6.5 of this Policy, as we provide our services to you, we and our associated third parties (as per their respective privacy policy, if applicable; our associated third parties shall mean and include without limitation such parties who provide us with certain services, support or collaboration subject to an signed agreement between us and such third party or whose services we have subscribed to as per their terms of use and privacy policy, or incorporated as our official medium for enabling any functionality feature or other features of Kayrouz & Associates Platform or Kayrouz & Associates Specific Service Providers) will collect, store, transmit, disclose, and utilize your Data for the following purposes.

We use the Data that we gather about you for the following purposes:

  1. Account Management: To assist you in the creation, maintenance, customization, and security of your Member Account with Kayrouz & Associates.
  2. User Support: To provide assistance related to your use of the Kayrouz & Associates Platform and your Member account.
  3. Promotional Communications: To keep you informed about Kayrouz & Associates's offers, promotions, and other relevant information via the contact details you provide, such as your email address.
  4. Subscription Notifications: If you subscribe to Kayrouz & Associates's services, such as newsletters or updates on new offerings, we may use your Data to notify you about these subscriptions.
  5. Customer Database Development: To create and maintain a personal customer database and comply with internal policies aimed at business growth.
  6. Identity Verification: To verify your identity as required.
  7. Business Operations: To facilitate our business operations and marketing strategies.
  8. Inquiry Response: To respond to your inquiries, complaints, feedback, and requests.
  9. Quality Assurance: For quality assurance, employee training, and performance evaluation, particularly regarding communications via our helpline.
  10. Legal Compliance: To fulfill our legal obligations.
  11. Crime Prevention: To prevent and investigate crimes, as well as manage commercial risks.
  12. Incident Reporting: To prepare reports on any incidents that may occur.
  13. Service Personalization: To personalize our services to better meet your needs.
  14. Trend Analysis: To use your Data in an aggregated format to identify trends on Kayrouz & Associates' Platform and within our customer database.
  15. Profile Visibility: To enable other users of Kayrouz & Associates to view the information you have chosen to add to your profile, depending on your profile settings.
  16. Functionality Support: To provide, support, and personalize the Kayrouz & Associates functionality you request.
  17. Safety and Security: To maintain the safety, security, and integrity of Kayrouz & Associates and the infrastructure supporting its use.
  18. Internal Development: For development purposes and internal analysis.
  19. Other Purposes: To fulfill any other purpose for which you provide the information.
  20. Obligation Fulfillment: To carry out our obligations and enforce our rights under this Privacy Policy and our Terms of Use.
  21. Information Disclosure: Use in any other way we may describe at the time you provide the information.
  22. Consent-Based Use: For any other purpose with your consent.

DATA SHARING AND DISCLOSURE

Subject to obtaining your consent as per section 6.5 of this Policy, We may share your Data with certain associated third parties as required. Please note that if the use and storage of your Data by these associated third parties are not governed by Kayrouz & Associates's privacy Policy, we will notify you to review their privacy policies before consenting to share your Data. Additionally, certain services offered by Kayrouz & Associates may only be accessible upon your consent to share your Data with necessary and or associated third parties.

Types of necessary or associated Third Parties:

Such third parties may include, but are not limited to:

  • Payment service providers
  • ID verification partners
  • Employees and customer relationship management service partners/staff
  • Customer care representatives and service software providers
  • File storage managers
  • Marketing agencies and third-party review partners
  • Affiliates and group companies of Kayrouz & Associates and Third Parties

Business TransactionsIn the case of business transactions, such as the sale or purchase of assets, we may disclose your Data to prospective buyers or sellers who will be obligated to use and store your Data in accordance with this Policy. We may also disclose your Data to governmental authorities or other entities to comply with legal obligations, cooperate in crime prevention, or fulfill court orders.

Third-Party WebsitesIf you are directed to third-party websites while using Kayrouz & Associates Platform, you are responsible for reviewing and engaging with those sites in accordance with their privacy policies. If you access or use any other non-associated third parties through Kayrouz & Associates Platform, you shall be responsible for reading their terms of use and privacy policies before disclosing any of your Data to such third parties.

Advertising DisclosureWe do not sell or share your personal Data with third-party advertisers or ad networks for advertising purposes. We may disclose your personal information to associated third parties to process information as described above and to enable us to provide Kayrouz & Associates services.

Disclosure on Your BehalfWe may disclose the Data that we collect from you as described in this Policy to fulfill our obligations under our Terms of Use, to achieve the purpose for which you provided it, or for any other purpose you request at the time of providing the information.

Disclosure by YouWhen you share information through Kayrouz & Associates, that information is viewable by you and anyone else you choose to share it with. If you grant access to your Kayrouz & Associates account to other applications and services, those services will have access to your shared information. The use, collection, and protection of your Data by such third-party services are subject to their respective policies.

Internal DisclosureWe will process your Data internally within Kayrouz & Associates and its affiliates to integrate personal information across different aspects of Kayrouz & Associates and our other products and services, ensuring a personalized and useful experience.

Service Providers and Locations-associated third partiesWe may disclose the Data that we collect, or you provide to contractors, service providers, and other associated third parties who support Kayrouz & Associates's operations and functionalities of any features or the Platform (such as cloud hosting, maintenance, analysis, payment processing, and fraud detection, etc). We may combine the information we have with data from these service providers to facilitate their support. For instance, platforms used to send emails and notifications are managed by third parties, ensuring your information is sent securely to provide necessary functionality.

We may also share aggregated, de-identified information about interactions by Kayrouz & Associates users with associated or non-associated third parties. As mentioned earlier, only upon your consent the Data collected shall be shared with Kayrouz & Associates's associated third parties, as applicable, in cases where such associated third parties of Kayrouz & Associates are not governed by this Policy but as per their respective policies and terms of use provided you consent to their respective policies and terms of use.

Content and Service ProvidersOur ability to offer different features and in various languages may be subject to agreements with certain service providers, referred to as "Kayrouz & Associates Specific Service Providers." Some of these agreements require us to share your name, email address, and country with the Kayrouz & Associates Specific Service Providers.

Legal ObligationsWe may need to disclose information about you when required by law, subpoena, or other legal processes. We will attempt to notify you about legal demands for your Data when appropriate, unless prohibited by law or court order, or if the request is urgent. We may contest demands that appear overly broad, vague, or lack proper authority, but we do not guarantee that we will challenge every request.

Additionally, we may disclose your information if we believe it is necessary to:

  • Investigate, prevent, or take action regarding suspected illegal activities or assist law enforcement
  • Enforce our agreements with you
  • Investigate and defend against third-party claims or allegations
  • Protect the security and integrity of Kayrouz & Associates
  • Safeguard the rights and safety of Kayrouz & Associates, its users, personnel, or others

LEGAL BASIS ON PROCESSING PERSONAL DATA

In accordance with globally accepted data protection laws, the collection of Data must be based on lawful and fair reasons, obtained transparently. The Company is committed to collecting, processing, and using Data from its Data Subjects in alignment with widely recognized principles, including lawfulness, fairness, consent, contractual necessity, transparency, confidentiality, data protection, limited retention, accuracy, and specified purpose.

The Company acknowledges that the Data or any other information collected under this Policy may be collected and used as per the Use of Data mentioned under this Policy based on one or more of the following criteria:

  • Consent of the Data Subject
  • For legitimate interest or legal obligation, it may include conducting our day-to-day business operation, building relationship with our service providers/collaborators, delivering high quality of customer service, for our business development, to discharge our contractual obligations, or for the purpose of performance of contract, and to efficiently operate our Kayrouz & Associates Platform, or due to any legal obligation
  • For specific purposes including without limitation such as if the collection of Data is necessary to fulfil our obligations under any contract with you, including providing you with access to Kayrouz & Associates's services, for which you have paid the fees and purchased subject to the terms and conditions on Kayrouz & Associates Platform

TRANSFER OR TRANSMISSION OF DATA COLLECTED

Any transfer or transmission of the Data collected to recipients outside or inside the Company is subject to the authorization requirements for processing Data as provided under this Policy and requires the consent of the Data subject as applicable under this Policy. However, this requirement is not on or include the permitted collection, storage, use and Disclosures mentioned in this Policy which is deemed impliedly accepted by the user upon accessing, using, registering on the Kayrouz & Associates Platform.

Except if transferred as per this Policy, in the circumstances of any Data that is transmitted to a recipient outside the Company, such recipient must covenant to implement and abide by data protection equivalent to this Policy, unless such transmission is made pursuant to any statutory mandates or obligations.

DATA SUBJECT RIGHTS AND REQUESTS

Pursuant to the applicable laws, the Data Subject shall be entitled to exercise the following rights or make the following requests with respect to their Data provided to the Company:

Your Rights Include:

  1. Withdraw Consent: In the circumstance where the Company requires the consent of the Data Subjects, Data Subjects shall have the right to give their consent or deny their consent for disclosing such Data as requested by the Company, unless such Data is required pursuant to any statutory provision, where the consent of the Data Subjects is not mandatory.
  2. Rectification: Data Subjects shall have the right to rectify and correct any inaccurate or incomplete Data.
  3. Right to Access: Data Subjects may request copies of their Data provided to us, including information on how it has been used and processed.
  4. Right to be Informed: Data Subjects have the right to be informed about how their Data is collected and processed, in accordance with the principle of transparency.
  5. Right to Erasure or Forgotten: Data Subjects may request the deletion of their Data if it is no longer necessary for the purposes it was collected, if consent is withdrawn (where applicable), or if the processing is unlawful.
  6. Right to Data Portability: In certain circumstances, Data Subjects may request a copy of their Data in a structured, commonly used, and machine-readable format for transfer to a third party.
  7. Right to Restrict Processing: Data Subjects may ask the Company to restrict processing their Data if it is inaccurate, if processing is unlawful, or if it is no longer necessary for the purposes it was collected.
  8. Right to Object: Data Subjects may object to processing based on the Company's legitimate interests.
  9. Right to Complain: Data Subjects can file complaints at [email protected] or call +971 4 8761744 for clarifications or concerns.
  10. Right to Object to Decisions made based on Automated Processing: Data Subjects have the right to object to decisions made solely through automated processing, including profiling, which significantly affect them, and to request human intervention.
  11. Right to Object to Direct Marketing: Data Subjects may request that their Data not be used for direct marketing purposes.
  12. Right to be Notified of Data Breaches: Data Subjects have the right to be informed of any personal data breaches that may pose a high risk to their rights and freedoms.

DATA STORAGE AND SECURITY, INTEGRITY AND CONFIDENTIALITY OF PROCESSING

All of your Data will be securely stored on our servers. Upon registration, you will be prompted to create a password to access your Member Account and its contents. It is your responsibility to keep your login credentials confidential. We advise against sharing this information; should you choose to do so, you do so at your own risk, and Kayrouz & Associates will not be liable for any consequences.

The Company is committed to implementing reasonable security measures to protect your Data from unauthorized access, use, disclosure, duplication, reproduction, and storage. However, we cannot guarantee complete security against all threats, including potential attacks from viruses, malware, trojans, spyware, or adware. Therefore, it is important for you to understand the risks associated with providing your Data to us. We encourage you to take all necessary precautions to safeguard your Data, even as we strive to protect it to the best of our ability.

We may retain your Data for as long as required by law, or for legitimate business purposes, such as fulfilling your service requests or complying with legal, tax, or accounting obligations. Your Data will be deleted in accordance with your rights or upon the expiration of the purpose for which it was collected.

COMPANY'S NO-LIABILITY

We are committed to employing all necessary precautions and adhering to industry-standard physical, technical, and administrative security measures to ensure the confidentiality and security of your Data. We will not share your Data with third parties, except as outlined in this Policy or when disclosure is required by law.

However, we cannot guarantee the absolute security of your Data and therefore, cannot held liable in any manner for any infringement, loss, misuse, disclosure of your Data in our possession. There is always a risk that unauthorized third parties may find ways to bypass our security measures, or that information transmitted over the Internet could be intercepted. It is your responsibility to safeguard your login information.

Please be aware that email communications are generally not encrypted and should not be considered secure.

Third-Party Links and ApplicationsPlease note that Kayrouz & Associates may contain links to other websites or applications. You are responsible for reviewing the privacy policies of those external sites to understand how they collect, use, and store your information. We are not liable for the privacy practices, policies, or content of any third-party websites or applications, including those linked to or from Kayrouz & Associates.

Websites featuring co-branding (showing our name alongside a third party's name) contain content provided by the third party and not by us. If you link Kayrouz & Associates with other websites, applications, or services, you will share any personal data stored on those platforms with Kayrouz & Associates. For instance, if you create a new Kayrouz & Associates Membership account by linking your Facebook account, you will provide personal information that you have opted to share through Facebook. You may revoke this link by adjusting your settings within those applications.

Associated Third PartiesKayrouz & Associates may engage certain associated third parties to support and facilitate the operations of the Kayrouz & Associates Platform. In these cases, we will notify users of the applicable privacy policies of the respective third parties regarding any Data that may need to be disclosed. It is the user's responsibility to carefully review these policies before proceeding. Kayrouz & Associates will manage the Data shared with third parties covered under this Policy.

Users may also encounter links to both associated and non-associated third parties. For any such associated or non-associated third party's links, external links or websites not affiliated with Kayrouz & Associates or fall under the governance of this Policy, users are solely responsible for reviewing the relevant privacy policies and terms of use before sharing any Data. Kayrouz & Associates will not be liable for any consequences arising from such disclosures.

Consent OverrideNotwithstanding any provisions to the contrary in this Policy, and to the extent permitted by applicable laws, the Company reserves the right to use and disclose Data or any other collected information without the consent of the Data Subject, as allowed by law. For clarity, by accessing, viewing, or registering with Kayrouz & Associates, the user provides explicit and implied consent as required by law for the Company to collect, store, use, and disclose Data or any other information in accordance with this Policy, without the need for additional consent, except as required by law or as implemented by Kayrouz & Associates on its platform.

DECLARATIONS BY COMPANY

This version of the Policy does not supersede or replace any prior consent that the Data Subject may have given to the Company regarding their Data. It is important to note that the consents provided herein are in addition to any and all rights the Company may have under applicable laws to collect, use, or disclose the Data Subject's Data.

The Company reserves the right to update this Privacy Policy as deemed appropriate and necessary to align with future requirements, business developments, or changes to legal and regulatory provisions.

RIGHTS AND DISCLAIMER OF THE COMPANY

The Company reserves the right to amend its policies at any time. Users are responsible for staying informed of any updates. By accessing, visiting, registering, or using our services, you consent to the amended policies as they are updated. The Company shall not be liable for any lack of awareness regarding these changes.

We may update our Policy periodically to reflect changes in our practices. Kayrouz & Associates is committed to continuously improving its services and enhancing user engagement, which may involve the collection of new data or new methods of data usage. Given the dynamic nature of Kayrouz & Associates, we may need to modify our information collection or processing practices.

If we materially change the personal data we collect or how we utilize your information, we will revise this Policy accordingly. Any updates to our Policy will be posted on this page. The date of the last modification will be indicated at the beginning of the Policy. You are responsible for ensuring that we have an up-to-date, active email address for you and for periodically reviewing this Policy for any changes.

Third-Party ResponsibilitiesUnless explicitly stated otherwise, the Company is not responsible or liable for any third parties (including associated third parties or Kayrouz & Associates Specific Service Providers) referenced in this Policy. It is the user's responsibility to read the terms and privacy policies of such third parties before consenting to our Terms and Policies for services that depend on those third parties. The Company will notify users of any partners or dependencies not covered under this Policy prior to obtaining consent. Any use, storage, or disclosure of your Data by these third parties will be governed by their respective policies, and the Company will not be liable in this regard.

This Policy should be read in conjunction with our Terms and any related disclaimers.

Our Commitment to Your Privacy

We are committed to protecting your personal information and maintaining your privacy. As part of this commitment, we want to clarify the following aspects:

No Sale of Personal Data: We will not sell, rent, or lease your personal information to any third parties (associated or not associated) under any circumstances. Your Data is secure with us, and we prioritize your privacy above all.

Permitted Disclosures: Your personal information may only be disclosed in accordance with the provisions detailed in this Policy. By using our services, you provide your explicit consent to the specific disclosures outlined herein. These may include, but are not limited to, circumstances where we are required to comply with legal obligations, protect our rights, or ensure the safety of our users and the general public.

Limitations of Responsibility: We will not be held liable for any misuse, unauthorized access, or disclosure of your Data resulting from circumstances beyond our control. This includes any Data you choose to share publicly on our platform or third-party platforms. Once your information is shared in a public forum, it may be accessed by others, and we cannot guarantee its security from misuse. We encourage you to carefully consider the information you share publicly and to familiarize yourself with the privacy policies of any third-party platforms you engage with.

Your trust is paramount to us, and we are dedicated to responsibly managing your personal information. If you have any questions or concerns regarding our privacy practices, please do not hesitate to reach out to us.

Reserved RightsAll rights of the Company not explicitly addressed herein are expressly reserved. These Policy terms do not prejudice any other rights or remedies available to the Company, all of which are preserved. Any action taken by the Company in accordance with applicable laws, even if not specifically covered by this Policy, shall not constitute a breach of the user's rights. Consequently, the Company shall be exempt from any liability arising from such actions.

DECLARATIONS BY DATA SUBJECTS

The Data Subject acknowledges and agrees, subject to any legal rights, to be bound by the provisions of the Policy as updated from time to time on the Kayrouz & Associates Platform or in manuals provided. It is the Data Subject's responsibility to stay informed of these updates.

Data Subject's Obligations

Third-Party Data Submission: If the Data Subject provides the Company with any Personal and Sensitive Data regarding a third party (e.g., spouse, family, children, employees, employers, representatives), the Data Subject confirms that prior consent from that third party has been obtained before submitting such data to the Company.

Data Accuracy: The Data Subject must ensure that all Personal and Sensitive Data submitted is accurate, true, and complete. Failure to comply with this requirement may hinder the Company's ability to provide the requested services.

GOVERNING LAW AND DISPUTE RESOLUTION

All matters, disputes, or claims relating to this Policy (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of United Arab Emirates without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action or proceeding arising out of, or related to, this Policy shall be instituted exclusively in the competent courts of UAE. By agreeing to these Policy and using Kayrouz & Associates, you waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Jurisdiction and Data Processing LocationKayrouz & Associates operates out of emirate of Dubai, UAE, and your use of Kayrouz & Associates and this Policy is governed by the laws of the UAE and the Emirate of Dubai. If you are accessing Kayrouz & Associates from outside the UAE, please be aware that your information may be transferred to, stored, and processed in the UAE, where our servers are located.

We process Data both domestically and internationally and rely on contractual agreements with companies that transfer personal Data to ensure its protection and security. The data protection laws in the Emirate of Dubai, UAE and other jurisdictions may not be as comprehensive as those in your region.

By using Kayrouz & Associates, you consent to the transfer of your information to our facilities and those of third parties with whom we share it, as outlined in this Policy.

CONTACT INFORMATION

For any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

Email: [email protected]
Phone: +971 4 8761744

This Privacy Policy is effective as of the date last updated above and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

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