DIFC Business Setup Guide 2025: Complete Process, Costs & Requirements

1,081 new active registered companies joined the Dubai International Financial Centre (DIFC) between January and June 2025, marking a 32% increase compared to the same period in 2024. This unprecedented growth reflects the DIFC's position as the leading financial hub in the Middle East, Africa, and South Asia (MEASA) region.

The DIFC continues to attract startups, multinational corporations, and financial institutions seeking a strategic location with robust legal infrastructure, tax advantages, and access to emerging markets. Whether you're establishing a fintech startup, opening a law firm, or setting up a family office, understanding the DIFC business setup process is essential for making informed decisions in 2025.

What is the Dubai International Financial Centre (DIFC)?

The Dubai International Financial Centre (DIFC) is an independent financial free zone established in 2004 in the heart of Dubai. Operating under its own legal and regulatory framework based on English Common Law, the DIFC provides a unique business environment distinct from the UAE's civil law system.

DIFC Location & Infrastructure

The DIFC spans across four landmark developments:

• Immersive Tower: State-of-the-art commercial space
• DIFC Square: Prime commercial district
• DIFC Living: Integrated commercial and residential complex
• DIFC Height Tower: Mixed-use commercial and residential development

The DIFC's strategic location in Dubai positions businesses at the crossroads of Europe, Asia, and Africa, providing unparalleled access to the MEASA region's markets.

DIFC Governance & Regulation

The DIFC operates through three independent pillars:

1. DIFC Authority: Oversees business registration, licensing, and operations
2. Dubai Financial Services Authority (DFSA): Regulates financial services firms
3. DIFC Courts: Independent judicial system based on English Common Law

This tri-pillar structure ensures transparency, accountability, and alignment with international best practices in corporate governance and regulatory oversight.

Why Choose DIFC for Business Setup in 2025?

Setting up a business in the DIFC offers compelling advantages that differentiate it from other UAE jurisdictions:

1. Zero Corporate Tax for 50 Years

DIFC companies benefit from 0% corporate tax on qualifying income for 50 years from the date of incorporation. Unlike mainland UAE companies subject to the 9% corporate tax introduced in 2023, DIFC entities enjoy significant tax advantages when they meet specific criteria.

Important: Non-qualifying income may be subject to UAE corporate tax. Consult with Kayrouz & Associates' Corporate & Commercial Law team to ensure your business structure optimizes tax efficiency.

2. 100% Foreign Ownership

The DIFC permits complete foreign ownership without the need for a UAE national partner or sponsor. This contrasts with certain mainland business structures where local partnership requirements may apply, though UAE foreign ownership rules have evolved significantly in 2025.

3. English Common Law Framework

The DIFC operates under an independent legal system based on English Common Law, administered by the internationally recognized DIFC Courts and the Dubai International Arbitration Centre (DIAC). This provides:

• Legal certainty for international businesses
• Consistency with global business practices
• Efficiency in dispute resolution
• Protection of intellectual property rights

4. No Currency Restrictions

DIFC companies face no restrictions on repatriation of capital, profits, or income. Businesses can freely move funds across borders without exchange controls, facilitating international trade and investment.

5. Access to Double Tax Avoidance Agreements

DIFC entities are eligible to benefit from the UAE's extensive network of Double Tax Avoidance Agreements (DTAAs) with over 130 countries, minimizing tax obligations on cross-border transactions.

6. Gateway to Emerging Markets

The DIFC provides access to a combined market of 3 billion people and a GDP of $8 trillion across the MEASA region. Its proximity to high-growth markets in South Asia, the Middle East, and Africa makes it an ideal regional headquarters location.

7. World-Class Business Ecosystem

With over 5,000 active companies including Fortune 500 firms, global banks, insurance companies, law firms, and fintech innovators, the DIFC offers unmatched networking opportunities and access to:

• Major financial institutions
• Venture capital and private equity firms
• Professional service providers
• Industry-specific accelerators and incubators

Types of Business Entities You Can Register in DIFC

The DIFC offers flexible corporate structures to accommodate diverse business needs. Understanding which entity type aligns with your business objectives is crucial for successful company registration in Dubai.

1. Company Limited by Shares (LTD & PLC)

Best for: Trading companies, service providers, and businesses seeking shareholder structure

A Company Limited by Shares can be structured as either:

• Private Company (LTD): For privately held businesses with restrictions on share transfers
• Public Limited Company (PLC): For companies intending to offer shares to the public

Key Features:

• Minimum 1 shareholder (individuals or corporate entities)
• Minimum 2 directors of any nationality
• Share capital requirements vary by business activity
• Limited liability protection for shareholders

Use Cases: Professional services firms, consulting companies, trading businesses, holding companies

2. Limited Liability Company (LLC)

Best for: Small to medium-sized businesses, family businesses, joint ventures

Similar to Dubai mainland LLCs, a DIFC LLC provides:

Key Features:

• Minimum 2 shareholders, maximum 50 shareholders
• Flexible management structure
• Limited liability for members
• Suitable for both financial and non-financial activities

Use Cases: Professional service providers, consultancy firms, family-owned businesses

3. Branch Office of a Foreign Company

Best for: International companies expanding to the MEASA region

A DIFC branch operates as an extension of its parent company rather than a separate legal entity.

Key Features:

• No minimum capital requirement
• Parent company assumes all liabilities
• Must have the same business activities as the parent
• Simplified setup process compared to establishing a new entity

Use Cases: International banks, multinational professional services firms, global consultancies

4. Limited Liability Partnership (LLP)

Best for: Professional partnerships, law firms, accounting firms

Key Features:

• Minimum 2 partners (no maximum limit)
• Partners have limited liability
• Flexible profit-sharing arrangements
• Suitable for professional services

Use Cases: Law firms, accounting practices, consulting partnerships

5. Limited Partnership (LP)

Best for: Investment funds, private equity structures, venture capital

Key Features:

• At least one general partner with unlimited liability
• Limited partners have liability restricted to capital contribution
• Commonly used for investment vehicles
• Tax-efficient structure for fund management

Use Cases: Private equity funds, venture capital funds, investment platforms

6. General Partnership (GP)

Best for: Small professional practices with equal partner involvement

Key Features:

• All partners have unlimited liability
• Equal management rights unless otherwise agreed
• Simple structure with minimal formalities

Use Cases: Small professional service firms, boutique consultancies

7. Special Purpose Vehicle (SPV) / Prescribed Company

Best for: Holding assets, intellectual property holding, passive investments

A Prescribed Company is a cost-effective structure for passive entities that don't employ staff or conduct active trading.

Key Features:

• Reduced licensing fees
• Flexible registered address options
• Cannot conduct active trading
• Ideal for asset holding and investment purposes

Use Cases: Holding companies, intellectual property vehicles, real estate holding structures

8. Foundation

Best for: Wealth preservation, charitable purposes, family governance

Key Features:

• Separate legal entity without shareholders
• Assets held for specified purposes
• Used for succession planning and philanthropy
• Governed by charter and council

Use Cases: Family wealth management, charitable foundations, succession planning

9. Non-Profit Incorporated Organisation (NPIO)

Best for: Charitable organizations, industry associations, professional bodies

Key Features:

• No profit distribution to members
• Focused on social, educational, or charitable objectives
• Eligible for certain tax exemptions

Use Cases: Professional associations, charitable organizations, educational initiatives

Important Registration Note:

• For LTD, LLC, LLP, and LP entities, the Registrar of Companies (ROC) issues a Certificate of Incorporation
• For Recognised Companies, Partnerships, and other structures, the ROC issues a Certificate of Registration

The choice of entity depends on your business activity, ownership structure, liability considerations, and regulatory requirements. Contact Kayrouz & Associates' Corporate & Commercial Law team to determine the optimal structure for your DIFC business setup.

DIFC License Types: Comprehensive Guide

A DIFC license authorizes your business entity to operate within the DIFC's jurisdiction. The type of license required depends on your business activities, and certain licenses require additional regulatory approvals.

1. Financial Services License

Regulated by: Dubai Financial Services Authority (DFSA)

For: Banks, asset managers, wealth managers, insurance companies, brokerage firms

Financial Services Licenses are required for regulated financial activities including:

Banking Services:

• Accepting deposits
• Managing unrestricted profit-sharing accounts
• Credit provision
• Corporate banking services
• Private banking

Investment Management:

• Managing collective investment funds
• Managing private investment accounts
• Acting as fund administrator
• Providing custody services
• Operating Employee Money Purchase Schemes

Capital Markets Activities:

• Dealing in investments as principal
• Dealing in investments as agent
• Arranging deals in investments
• Operating an Alternative Trading System (ATS)
• Market making

Insurance & Reinsurance:

• Insurance intermediation
• Insurance management
• Reinsurance activities
• Captive insurance

Advisory Services:

• Investment advisory
• Advising on financial products
• Advising on credit

Application Process:

1. Submit Letter of Intent (LOI) to DFSA
2. Prepare comprehensive Regulatory Business Plan
3. Demonstrate financial soundness and management competence
4. Undergo DFSA review and assessment
5. Receive Financial Services Permission upon approval

Timeline: 4-6 months for regulated entities

Cost: Higher regulatory fees apply; costs vary based on business scale and activities

Key Requirements:

• Robust compliance framework
• Qualified senior management
• Adequate capital resources
• Risk management systems
• Anti-money laundering controls

2. Non-Financial Services License

For: Professional services, consulting, advisory, training firms

Non-Financial Services Licenses cover a broad spectrum of professional activities:

Legal Services:

• Law firms and legal consultancies
• Corporate legal advisory
• Arbitration and dispute resolution services

For law firms, additional requirements apply. Learn more about establishing legal practices in the UAE.

Accounting & Audit:

• Chartered accountant firms
• Audit services
• Tax advisory
• Financial consulting

Business Consulting:

• Management consulting
• Strategy advisory
• Human resources consulting
• IT consulting

Training & Education:

• Professional training institutes
• Executive education providers
• Skills development programs

Application Requirements:

• Relevant professional qualifications
• Professional indemnity insurance
• Compliance with DIFC standards

Timeline: 6-8 weeks for non-regulated entities

Cost: AED 18,000 - AED 50,000 depending on license category and office space

3. Retail, Leisure & Hospitality License

For: Cafes, restaurants, retail stores, art galleries, wellness centers

The DIFC's vibrant community of over 30,000 professionals creates demand for lifestyle and retail services.

Covered Activities:

• Cafes and restaurants
• Retail stores and boutiques
• Art galleries
• Fitness and wellness centers
• Beauty and personal care services
• Convenience stores

Application Requirements:

• Trade license from relevant authority
• Food safety certifications (for F&B)
• Lease agreement in DIFC premises
• Business plan

Timeline: 8-10 weeks

Cost: AED 25,000 - AED 60,000 including setup costs

4. Innovation, AI & FinTech License

For: Early-stage startups, Web3 ventures, AI companies, blockchain businesses

The DIFC offers cost-effective licensing solutions specifically designed for innovation-driven startups:

Innovation License:

• Subsidized fees for qualifying startups
• Access to DIFC Innovation Hub
• Mentorship and accelerator programs
• Networking with venture capital firms

AI License:

• For artificial intelligence and machine learning ventures
• Access to regulatory sandbox
• Support for testing innovative products
• Flexible compliance framework

Venture Studio License:

• For companies building multiple startup ventures
• Flexible structure for rapid iteration
• Access to funding networks

Eligibility Criteria:

• Early-stage company (typically less than 5 years old)
• Focus on innovative technology or business models
• Scalability potential
• Contribution to DIFC ecosystem

Cost: Significantly reduced fees - as low as AED 6,000 annually for qualifying startups (valid up to 4 years)

Timeline: 4-6 weeks

Application: Submit through DIFC FinTech Hive or Innovation Hub platform

5. Family Office License

For: High-Net-Worth Individuals (HNWIs), family-owned businesses, succession planning

A Family Office License enables comprehensive wealth management services for affluent families:

Permitted Activities:

• Investment management for family members
• Wealth planning and succession planning
• Asset management
• Accounting and fiduciary services
• Tax and legal services coordination
• Charitable and philanthropic activity management

Key Benefits:

• Centralized family wealth management
• Privacy and confidentiality
• Professional governance structure
• Tax-efficient operations
• Succession planning framework

Requirements:

• Minimum investable assets (typically $10-50 million USD)
• Professional management team
• Comprehensive family governance documents
• Compliance framework

Cost: AED 50,000 - AED 150,000 depending on structure and services

Timeline: 8-12 weeks

Each license category has distinct documentation requirements, approval processes, and ongoing compliance obligations. Consult Kayrouz & Associates' Business Formation and Incorporation specialists before applying to ensure you select the appropriate license type and prepare complete documentation.

DIFC Business Setup Cost Breakdown 2025

Understanding the complete cost structure is essential for budget planning. DIFC business setup costs vary significantly based on license type, entity structure, and business activities.

Initial Setup Costs

Registration & Incorporation Fees

License Costs by Type (Annual)

Office Space Requirements & Costs

Physical office presence is mandatory for most DIFC licenses (exceptions for certain Prescribed Companies).

Office Options & Annual Costs

Popular DIFC Office Locations:

• The Gate Building
• Emirates Financial Towers
• Central Park Towers
• Currency House
• Park Avenue
• Burj Daman

Employee Visa Costs

Maximum Visa Allocation: Depends on office space and business category

• Flexi-desk: Typically 1-2 visas
• Serviced office: 3-5 visas
• Business centre: 5-10 visas
• Dedicated office: Based on square footage

Professional Services & Compliance

Total First Year Cost Estimates

Startup/Innovation License (Minimal Setup)

• Registration & License: AED 20,000 - 30,000
• Office (Flexi-desk): AED 30,000
• Visas (2 people): AED 18,000
• Professional services: AED 25,000
• Total Year 1: AED 93,000 - 103,000 (USD 25,300 - 28,000)

Non-Financial Professional Services (Standard Setup)

• Registration & License: AED 66,000 - 88,000
• Office (Business Centre): AED 100,000
• Visas (4 people): AED 36,000
• Professional services: AED 55,000
• Total Year 1: AED 257,000 - 279,000 (USD 70,000 - 76,000)

Financial Services Company (Premium Setup)

• Registration & License: AED 120,000 - 200,000
• Office (Fitted): AED 300,000+
• Visas (10 people): AED 90,000
• Professional services: AED 100,000
• DFSA compliance: AED 50,000
• Total Year 1: AED 660,000 - 740,000+ (USD 180,000 - 201,000+)

Renewal Costs (Year 2+)

Annual renewal costs are typically 30-40% lower than first-year costs as they exclude one-time registration fees:

• License renewal fees
• Office space rent
• Visa renewals
• Annual audit and compliance
• Professional services

Cost-Saving Tips:

1. Start with flexi-desk and upgrade as you grow
2. Leverage Innovation License if eligible (significant savings)
3. Consider Prescribed Company structure for holding activities
4. Bundle services with professional service providers for discounts
5. Plan visa requirements carefully to avoid unnecessary costs

For precise cost estimates tailored to your specific business requirements, contact Kayrouz & Associates for a customized quote.

Step-by-Step DIFC Company Formation Process

Setting up a business in the DIFC involves a systematic process managed through the DIFC Authority and, for financial services, the DFSA. Here's the complete roadmap:

Step 1: Determine Your License Type & Business Structure

Timeline: 1-2 weeks (planning phase)

Before submitting any applications, you must:

1. Identify Your Business Activities

• Define your core business activities clearly
• Determine if activities are financial or non-financial
• Check if DFSA regulation applies to your services

2. Select Appropriate Entity Structure

• Review entity types and select the most suitable structure
• Consider liability, ownership, and governance requirements
• Evaluate tax implications and operational needs

3. Assess Regulatory Requirements

• For financial services: Determine applicable DFSA regulations
• For professional services: Check relevant professional standards
• Identify any sector-specific approvals needed

4. Review Eligibility Criteria

• Minimum capital requirements (if applicable)
• Director and shareholder qualifications
• Professional credentials (for professional services)
• Beneficial ownership disclosure requirements

Documentation Needed at This Stage:

• Business plan outlining activities, market, and projections
• Proof of funds/bank statements
• Professional qualifications and CVs (for key personnel)
• Organization chart
• Corporate structure diagram (if part of group)

Expert Tip: Many applicants underestimate the importance of this planning phase. A well-prepared business plan and clear activity definition can reduce processing time by 30-40%. Consult with Kayrouz & Associates' Corporate team to ensure your structure is optimized from the start.

Step 2: Reserve Your Company Name

Timeline: 2-3 working days

Process:

1. Check name availability through DIFC portal
2. Submit name reservation application
3. Pay reservation fee (AED 2,500)
4. Receive name approval confirmation

Name Requirements:

• Must be unique (not similar to existing DIFC entities)
• Cannot contain restricted words without approval (e.g., "Bank," "Insurance," "Government")
• Must reflect business activities
• Available in English (Arabic name optional)
• Cannot be offensive or misleading

Restricted Terms Requiring Approval:

• Banking, Bank, Insurance, Trust, Fund, Investment
• Royal, Government, Municipal, Federal
• Group, Holding (requires specific structure)

Pro Tip: Have 3-5 name options ready as your first choice may be taken or too similar to existing entities.

Step 3: Secure Office Space

Timeline: 1-4 weeks

Physical office presence is mandatory before license issuance. Options include:

For Immediate Setup:

1. Choose from DIFC-approved office providers
2. Sign tenancy agreement
3. Obtain tenancy contract
4. Submit lease agreement with application

Approved Office Locations:

• Must be within DIFC geographical boundaries
• Serviced offices and business centres accepted
• Virtual offices NOT accepted (except certain Prescribed Companies)

Office Space Providers in DIFC:

• DIFC Business Centre
• Regus DIFC
• The Executive Centre
• Private landlords in DIFC buildings

Key Considerations:

• Visa allocation depends on office size
• Flexible initial contracts available (6-12 months)
• Consider growth projections when selecting space
• Premium locations cost more but enhance prestige

Step 4: Submit Initial Application & Documents

Timeline: 5-10 working days for initial review

Application Method: Through the DIFC online portal

Core Documents Required (all entities):

1. Completed Application Forms
   • Company registration form
   • License application form
   • Director and shareholder declarations
2. Identity Documents
   • Passport copies (all shareholders, directors, beneficial owners)
   • Emirates ID copies (for UAE residents)
   • Proof of residential address (utility bill, bank statement - dated within 3 months)
   • Passport-size photographs
3. Corporate Documents (if shareholder is a company)
   • Certificate of incorporation
   • Memorandum and articles of association
   • Board resolution authorizing investment in DIFC
   • Corporate structure chart
   • Beneficial ownership declaration
4. Business Documentation
   • Detailed business plan (15-30 pages recommended)
   • Financial projections (3-5 years)
   • Market analysis and business strategy
   • Proof of funds/bank statements
   • Source of funds declaration
5. Office Documentation
   • Signed tenancy agreement
   • Landlord NOC (No Objection Certificate)
   • Office address details
6. Professional Credentials (for professional services)
   • Educational certificates
   • Professional licenses/certifications
   • Professional indemnity insurance
   • CVs of key personnel
7. Regulatory Approvals (if applicable)
   • Third-party NOCs
   • Sector-specific approvals
   • DFSA pre-approval (for financial services)

Additional Documents for Financial Services:

• Comprehensive Regulatory Business Plan
• Compliance manual
• Risk management framework
• Anti-money laundering policies
• Senior management fitness and propriety forms
• Capital adequacy evidence
• Systems and controls documentation

Document Requirements:

• All documents must be in English or officially translated
• Corporate documents must be notarized and apostilled
• Documents older than 3 months may require re-issuance
• Clear, legible color copies required

Application Review Process:

1. DIFC Authority conducts completeness check (3-5 days)
2. Request for additional information if needed
3. Due diligence on shareholders and directors
4. Review of business activities for compliance
5. Initial approval or request for clarifications

Step 5: Obtain Regulatory Approvals (If Required)

Timeline: Varies by approval type

For DFSA-Regulated Activities (Financial Services):

Process:

1. Submit Letter of Intent (LOI) to DFSA
   • Preliminary discussion of business plans
   • Initial feasibility assessment
2. Prepare Full DFSA Application
   • Comprehensive Regulatory Business Plan
   • Financial resources evidence
   • Systems and controls documentation
   • Senior management approvals
3. DFSA Review & Assessment (12-16 weeks)
   • Due diligence on applicants
   • Assessment of business model
   • Review of compliance framework
   • On-site meetings and interviews
4. Receive Financial Services Permission
   • Conditional or full approval
   • Compliance conditions specified
   • Ongoing reporting requirements established

For Other Third-Party Approvals:

Certain business activities require approvals from UAE government entities:

• Telecom services: Telecommunications and Digital Government Regulatory Authority (TDRA)
• Healthcare: Dubai Health Authority (DHA)
• Education: Knowledge and Human Development Authority (KHDA)
• Food services: Dubai Municipality
• Security services: Dubai Police

Timeline for Third-Party Approvals: 2-8 weeks depending on authority

Step 6: Pay Registration Fees

Timeline: 1-2 days

Once initial approval is granted, you'll receive a payment request for:

1. Certificate of Incorporation fee
2. Commercial License fee (first year)
3. Data protection notification fee
4. Any additional applicable fees

Payment Methods:

• Bank transfer
• Credit/debit card (may incur surcharge)
• Company cheque (for corporate applicants)

Important: Maintain payment receipts as proof of transaction for future reference.

Step 7: Draft & Approve Constitutional Documents

Timeline: 3-5 working days

Documents to be Prepared:

For LTD/PLC:

• Memorandum of Association (MoA)
  • Company name and objectives
  • Share capital structure
  • Rights and obligations of shareholders
  • Directors' powers and duties
• Articles of Association (AoA)
  • Internal governance procedures
  • Meeting requirements
  • Voting rights
  • Profit distribution
  • Transfer of shares provisions

For LLC:

• Operating Agreement
  • Member rights and obligations
  • Management structure
  • Profit and loss allocation
  • Admission and withdrawal of members

For LLP:

• Partnership Agreement
  • Partner contributions
  • Profit sharing ratios
  • Management responsibilities
  • Decision-making procedures
  • Dissolution provisions

Process:

1. Draft documents (can be done by legal counsel or DIFC-approved service provider)
2. Review and approve by all shareholders/partners
3. Sign documents (may require notarization)
4. Submit to DIFC Registrar of Companies
5. Receive approval and filing confirmation

Legal Review Recommended: While template documents are available, customization for your specific business needs is advisable. Kayrouz & Associates can draft and review constitutional documents to ensure they protect your interests and comply with DIFC regulations.

Step 8: Receive Certificate of Incorporation & License

Timeline: 2-5 working days after payment

Upon successful completion of all requirements:

1. Certificate of Incorporation is issued by the Registrar of Companies
2. Commercial License is issued specifying approved activities
3. Documents Received:
   • Certificate of Incorporation (official)
   • Commercial License (official)
   • Memorandum and Articles (filed copies)
   • Company registration number
   • License number

All documents are delivered electronically through the DIFC portal to your registered email.

What Your License Includes:

• Company legal name
• License number and date of issue
• Registered address in DIFC
• Approved business activities
• License expiry date (one year from issuance)
• Maximum visa allocation

Step 9: Post-Incorporation Requirements

Timeline: 2-6 weeks

After receiving your license, several critical steps remain:

1. Corporate Bank Account Opening (2-4 weeks)

Process:

1. Select bank (DIFC has 20+ banks including HSBC, Emirates NBD, Standard Chartered)
2. Submit corporate documents and KYC information
3. Attend bank meeting (all signatories required)
4. Complete bank due diligence process
5. Receive account activation

Documents Required for Bank Account:

• Certificate of Incorporation
• Commercial License
• Memorandum and Articles
• Board resolution for account opening
• Passport and Emirates ID of signatories
• Proof of residential address
• Business plan
• Source of funds documentation
• Projected account turnover

Bank Selection Factors:

• International banking capabilities
• Online banking features
• Transaction fees and charges
• Multi-currency account options
• Relationship manager support
• Corporate credit facilities

Common Challenge: Bank account opening has become more stringent due to enhanced due diligence requirements. Having comprehensive documentation prepared in advance expedites the process.

2. Employee Visa Applications (4-6 weeks)

For each employee requiring a UAE residence visa:

Process:

1. Medical fitness test in UAE
2. Emirates ID application
3. Visa application through DIFC or outsourced PRO
4. Visa stamping in passport
5. Labor contract registration

Documents Required per Employee:

• Passport copy
• Passport-size photographs
• Educational certificates (attested)
• Employment contract
• Medical insurance policy
• Proof of accommodation

Visa Categories:

• Investor visa (for shareholders with significant ownership)
• Employee visa (for staff)
• Dependent visa (for family members)

Maximum Visa Allocation: Based on office space and license type

• Typically 1 visa per 10-15 sqm of office space
• Minimum allocation varies by license category

3. VAT Registration (If Applicable)

Requirement: If annual turnover exceeds AED 375,000, VAT registration is mandatory

Process:

1. Register through Federal Tax Authority (FTA) portal
2. Submit company documents
3. Receive Tax Registration Number (TRN)
4. Implement VAT-compliant accounting systems
5. File quarterly VAT returns

Timeline: 2-3 weeks

4. Corporate Tax Registration (If Applicable)

As of 2025, certain DIFC companies may be subject to UAE Corporate Tax:

Exemption Conditions:

• Qualifying income derived within DIFC
• Compliance with substance requirements
• Proper transfer pricing documentation

Non-Qualifying Income: Subject to 9% UAE Corporate Tax

For guidance on UAE corporate tax compliance, consult with tax advisors.

5. Setup Corporate Compliance Framework

Essential Compliance Elements:

• Registered office maintenance in DIFC
• Proper accounting records (minimum 10 years retention)
• Annual audit arrangements
• Anti-money laundering policies (if applicable)
• Data protection compliance under UAE data protection laws
• Employment contracts complying with UAE labor law
• Board meeting schedules and minute-keeping procedures
• Share register maintenance

6. Obtain Professional Indemnity Insurance (If Applicable)

Professional service providers typically require:

• Professional indemnity insurance
• General liability insurance
• Minimum coverage amounts vary by profession
• Annual policy renewal required

Total Processing Timeline Summary

Non-Regulated Business (Standard Setup):

• Planning & preparation: 1-2 weeks
• Name reservation: 2-3 days
• Office securing: 1-2 weeks
• Application submission & review: 5-10 days
• Payment & documentation: 3-5 days
• License issuance: 2-5 days
• Bank account & visas: 4-6 weeksTotal: 6-10 weeks

DFSA-Regulated Financial Services:

• All above steps PLUS
• DFSA application and review: 12-16 weeksTotal: 4-6 months

DIFC Setup Timeline & Requirements: What to Expect

Understanding realistic timelines helps set proper expectations and plan your business launch effectively.

Timeline Variables That Affect Duration

Several factors can accelerate or delay your DIFC business setup:

Factors That Speed Up the Process:

1. Complete documentation prepared upfront
2. Straightforward business activities
3. Experienced local legal counsel
4. Responsive communication with DIFC
5. Clear ownership structure
6. Readily available office space

Factors That Slow Down the Process:

1. Incomplete or incorrect documentation
2. Complex corporate structures
3. Multiple regulatory approvals required
4. Due diligence issues (criminal records, sanctions screening)
5. Regulated financial services activities
6. Source of funds unclear or inadequately documented
7. Bank account opening delays

Realistic Timeline Expectations by Entity Type

Document Checklist: Comprehensive Requirements

Universal Requirements (All Entity Types)

Personal Documents (for each shareholder, director, beneficial owner):

• Valid passport (color copy, clear, valid for minimum 6 months)
• Passport-size photographs (white background, recent)
• Proof of residential address (utility bill, bank statement, government ID)
• Curriculum Vitae (CV) - detailed professional history
• Professional qualifications (degrees, certifications - attested copies)
• Police clearance certificate (some cases)
• Bank reference letter
• Proof of source of funds

Corporate Documents:

• Detailed business plan (15-30 pages minimum)
• Financial projections (3-5 years, detailed assumptions)
• Organizational structure chart
• Shareholder structure diagram
• Beneficial ownership declaration form
• Source of investment funds documentation

Office Documentation:

• Signed tenancy agreement
• Landlord No Objection Certificate (NOC)
• Office premises details and location map
• Proof of office space payment or reservation

Additional Requirements for Corporate Shareholders

If a company is a shareholder:

• Certificate of incorporation (notarized, apostilled)
• Memorandum and articles of association (notarized, apostilled)
• Certificate of good standing (issued within 3 months)
• Board resolution authorizing DIFC investment
• Corporate registry extract showing directors and shareholders
• Audited financial statements (last 2 years)
• Corporate structure chart (if part of group)
• Ultimate beneficial owners declaration

Additional Requirements for Regulated Financial Services

• Letter of Intent (LOI) to DFSA
• Comprehensive Regulatory Business Plan (detailed)
• Compliance manual and policies
• Risk management framework
• Anti-money laundering (AML) policies
• Know Your Customer (KYC) procedures
• Senior management fitness and propriety applications
• Governance framework documentation
• Capital adequacy statements and projections
• Systems and controls documentation
• Business continuity plan
• Outsourcing agreements (if applicable)
• Professional indemnity insurance quotation

Additional Requirements for Professional Services

• Professional qualifications and licenses
• Professional indemnity insurance quotation
• Professional body membership certificates
• Client service agreement templates
• Complaints handling procedures

Common Documentation Mistakes to Avoid

1. Expired Documents: Many applicants submit documents older than 3 months (especially bank statements, certificates of good standing)
2. Missing Attestations: Corporate documents from many countries require notarization and apostille/legalization
3. Unclear Source of Funds: Vague explanations like "business profits" without supporting documentation
4. Inconsistent Information: Discrepancies between different documents (e.g., passport showing different name than company documents)
5. Poor Quality Copies: Illegible, black & white copies when color copies required
6. Unsigned Documents: Forgetting to sign forms or providing unsigned versions
7. Missing Translations: Non-English documents without certified translations
8. Incomplete Business Plans: Generic templates without specific details about your actual business

DIFC vs Other UAE Free Zones: Comprehensive Comparison

Choosing the right free zone for your business is critical. Here's how DIFC compares to other popular UAE free zones:

DIFC vs ADGM (Abu Dhabi Global Market)

Both are financial free zones with similar structures but key differences:

Choose DIFC if:

• You need Dubai location and connectivity
• You want access to largest financial ecosystem in MEASA
• You need extensive fintech/innovation support
• Your clients/partners are primarily in Dubai

Choose ADGM if:

• You prefer Abu Dhabi base
• You focus on private wealth management
• You want lower initial costs
• You have government/sovereign-related business

DIFC vs DMCC (Dubai Multi Commodities Centre)

DMCC is a general free zone suitable for trading and services:

Choose DIFC if:

• You offer financial or professional services
• You need English Common Law framework
• Prestige and reputation are critical
• You're establishing a financial institution

Choose DMCC if:

• You're in trading or commodities
• You need more affordable options
• You want flexibility in business activities
• You don't need financial services regulation

DIFC vs Dubai Mainland

For comprehensive comparison of mainland vs free zone setup, see our guide on complete company registration in Dubai.

Choose DIFC if:

• Your clients are international or within free zones
• You need 0% tax on qualifying income
• You prefer English Common Law
• You offer financial or high-value professional services

Choose Dubai Mainland if:

• You need to trade directly with UAE mainland customers
• You require government contracts
• Your business model needs mainland presence
• You want maximum flexibility in business operations

DIFC vs JAFZA (Jebel Ali Free Zone)

Choose DIFC if: Financial/professional services are your core businessChoose JAFZA if: You need logistics, import/export, manufacturing facilities

Free Zone Selection Decision Tree

Ask yourself:

1. Do you provide regulated financial services?
   • Yes → DIFC or ADGM
   • No → Continue to question 2
2. Do you need English Common Law jurisdiction?
   • Yes → DIFC or ADGM
   • No → Continue to question 3
3. Is your business trading/commodities?
   • Yes → DMCC or JAFZA
   • No → Continue to question 4
4. Do you need access to UAE mainland customers?
   • Yes → Consider Dubai Mainland
   • No → Continue to question 5
5. Are you a fintech/innovation startup?
   • Yes → DIFC (Innovation License) or ADGM
   • No → Continue to question 6
6. Do you need premium financial district location?
   • Yes → DIFC
   • No → Consider DMCC or other free zones

For personalized guidance on which jurisdiction best suits your business, schedule a consultation with Kayrouz & Associates.

Common Mistakes to Avoid in DIFC Business Setup

Learning from others' mistakes can save you significant time and money. Here are the most common pitfalls:

1. Underestimating Total Costs

Mistake: Focusing only on license fees and ignoring comprehensive costs

Reality:

• Office space often costs more than the license itself
• Professional services (audit, accounting, legal) add up quickly
• Visa processing involves multiple fees
• Bank account requirements may demand minimum deposits

Solution: Budget for 1.5-2x your initial license cost estimate to cover all expenses comfortably.

2. Incorrect License Selection

Mistake: Selecting the wrong license type for your intended activities

Consequences:

• Application rejection
• Delayed setup (2-4 additional weeks)
• Additional costs for re-application
• Business activities restrictions

Solution: Conduct thorough research or consult with business formation specialists before applying.

3. Inadequate Business Plan

Mistake: Submitting generic, template business plans

Why It Fails:

• DIFC reviewers assess viability and substance
• Generic plans raise red flags about legitimacy
• Financial projections must be realistic and detailed
• Market analysis must demonstrate understanding of MEASA region

Solution: Invest time in creating a comprehensive, specific business plan addressing:

• Target market analysis
• Competitive landscape
• Revenue model
• Financial projections (with assumptions)
• Growth strategy
• Risk assessment

4. Unclear Source of Funds

Mistake: Providing vague explanations for investment capital

Why It's Critical:

• Enhanced due diligence and AML requirements
• DIFC must verify legitimacy of funds
• Unclear sources lead to application rejection

Required Documentation:

• Bank statements showing fund accumulation
• Sale agreements (if from property/business sale)
• Inheritance documentation (if applicable)
• Investment returns proof
• Employment income evidence (pay slips, tax returns)

Solution: Prepare a clear "source of funds" narrative with supporting documentation traced back to original source.

5. Improper Corporate Structure

Mistake: Setting up entity structure without considering:

• Long-term business growth
• Future investment or exit strategy
• Tax implications
• Group restructuring needs

Example Scenarios:

• Using individual shareholders when corporate structure would provide better protection
• Single-entity structure when holding company would optimize taxes
• No shareholder agreement leading to future disputes

Solution: Work with corporate law specialists to design optimal structure from the start.

6. Neglecting Shareholder Agreements

Mistake: Relying solely on standard Memorandum and Articles without customized shareholder agreements

Risks:

• Deadlock in decision-making
• Disputes over profit distribution
• No clear exit mechanism
• Minority shareholder oppression
• Founder disagreements

Solution: Draft comprehensive shareholder agreements addressing:

• Decision-making procedures
• Reserved matters requiring unanimous consent
• Dispute resolution mechanisms
• Exit and buyout provisions
• Non-compete and confidentiality
• Deadlock resolution

7. Ignoring Compliance Requirements

Mistake: Focusing only on setup and ignoring ongoing compliance

Ongoing Obligations:

• Annual license renewal (30 days before expiry)
• Annual audit (for most entities)
• Accounting records maintenance (10 years)
• Annual return filing
• Beneficial ownership updates
• Registered office maintenance

Consequences of Non-Compliance:

• License suspension or cancellation
• Fines and penalties
• Directors' personal liability
• Difficulty in future business transactions

Solution: Establish compliance calendar and engage professional service providers for ongoing compliance management.

8. Bank Account Opening Delays

Mistake: Waiting until after license issuance to start bank account process

Why It's Problematic:

• Bank account opening takes 2-4 weeks minimum
• Cannot pay suppliers or receive payments until account active
• Banks have extensive KYC requirements
• Multiple documents needed

Solution: Start preliminary bank discussions during the licensing process so you can open the account immediately after license issuance.

9. Underestimating Visa Processing Time

Mistake: Expecting instant visa issuance after license

Reality:

• Medical fitness tests required (1-2 days)
• Emirates ID processing (1-2 weeks)
• Visa application processing (2-3 weeks)
• Total: 4-6 weeks per employee

Impact: Employee start dates delayed, business operations affected

Solution: Plan employee onboarding timelines realistically with 6-8 week buffer for visa completion.

10. DIY Approach for Complex Setups

Mistake: Attempting DIFC setup without professional guidance for complex structures

When Professional Help is Essential:

• Regulated financial services (DFSA applications)
• Multi-jurisdictional corporate structures
• Family office setups
• Complex shareholder arrangements
• First-time business owners in UAE

Cost of Mistakes:

• Application rejections: 4-8 weeks delay
• Incorrect structure: Costly restructuring later
• Compliance failures: Fines and penalties
• Missed tax optimization: Ongoing losses

Solution: Engage experienced legal counsel like Kayrouz & Associates who have successfully handled 570+ cases with 96% client satisfaction.

Frequently Asked Questions: DIFC Business Setup

General Questions

Q: What does DIFC stand for?

A: DIFC stands for Dubai International Financial Centre. It is an independent financial free zone established in 2004 in Dubai, operating under its own legal and regulatory framework based on English Common Law.

Q: How much does it cost to set up a business in DIFC?

A: DIFC business setup costs range from AED 18,000 to AED 90,000 for the initial year, depending on your license type and business structure. This includes:

• Registration fees: AED 76,000 (standard LTD)
• Office space: AED 27,000 - 300,000+ (annual)
• Visas: AED 5,500 - 9,200 per employee
• Professional services: AED 25,000 - 100,000

Innovation and fintech startups can access significantly reduced fees (as low as AED 6,000 annually for qualifying licenses).

Q: How long does DIFC company formation take?

A: For non-regulated businesses, DIFC company formation takes 6-10 weeks on average. For DFSA-regulated financial services companies, the timeline extends to 4-6 months due to additional regulatory approvals required.

Q: Can I own 100% of my DIFC company as a foreigner?

A: Yes, the DIFC allows 100% foreign ownership for all business structures without requiring a UAE national partner or sponsor. This is one of the key advantages of setting up in the DIFC free zone.

Q: Do I need a physical office in DIFC?

A: Yes, most DIFC licenses require a physical office presence within the DIFC geographical boundaries. Virtual offices are generally not accepted, except for certain Prescribed Company (SPV) structures that may qualify for alternative arrangements.

Q: What is the difference between DIFC and Dubai Mainland?

A: Key differences include:

• Legal framework: DIFC uses English Common Law; Mainland uses UAE Federal Law
• Tax: DIFC offers 0% corporate tax on qualifying income; Mainland companies pay 9% corporate tax
• Market access: DIFC has limited access to UAE mainland customers; Mainland companies can trade freely throughout UAE
• Ownership: Both now allow 100% foreign ownership in most sectors

See our comprehensive guide on company registration in Dubai for detailed comparisons.

License & Activities Questions

Q: What types of licenses are available in DIFC?

A: DIFC offers five main license categories:

1. Financial Services License: For banks, asset managers, insurance companies (DFSA-regulated)
2. Non-Financial Services License: For professional services (law, accounting, consulting)
3. Retail, Leisure & Hospitality License: For cafes, restaurants, retail stores
4. Innovation, AI & FinTech License: For tech startups and innovation-driven businesses
5. Family Office License: For wealth management and succession planning

Each category has specific requirements and costs.

Q: Can I run multiple businesses under one DIFC license?

A: Your commercial license specifies approved business activities. You can conduct multiple activities within the same license if they are all listed and approved. However, certain activities (especially financial services) require separate licensing and DFSA approval.

Q: What is a DIFC Prescribed Company?

A: A Prescribed Company (also called Special Purpose Vehicle or SPV) is a passive entity designed for holding assets, intellectual property, or investments. Key features:

• Cannot employ staff or conduct active trading
• Reduced licensing fees (AED 4,000 - 8,000 annually)
• Flexible office arrangements
• Ideal for holding structures and investment vehicles

Q: Can I set up a law firm in DIFC?

A: Yes, law firms are a common professional service in DIFC. Requirements include:

• Professional qualifications and licenses from recognized jurisdictions
• Professional indemnity insurance
• Non-Financial Services License
• Compliance with DIFC legal profession standards

Contact Kayrouz & Associates for guidance on establishing legal practices in DIFC.

Financial & Tax Questions

Q: Is DIFC tax-free?

A: DIFC companies benefit from 0% corporate tax on qualifying income for 50 years. However:

• Non-qualifying income may be subject to 9% UAE corporate tax
• Qualifying income must meet specific substance requirements
• VAT (5%) applies to taxable supplies
• No personal income tax in UAE

For detailed guidance on UAE corporate tax compliance, consult tax specialists.

Q: Do DIFC companies need to conduct annual audits?

A: Yes, most DIFC entities must conduct annual financial audits by DIFC-registered auditors. Exemptions may apply to certain Prescribed Companies, but proper accounting records must still be maintained for at least 10 years.

Q: Can I open a bank account for my DIFC company?

A: Yes, DIFC hosts over 20 international and regional banks. Bank account opening typically takes 2-4 weeks and requires:

• Certificate of Incorporation and Commercial License
• Memorandum and Articles of Association
• Passport and Emirates ID of authorized signatories
• Business plan and financial projections
• Proof of residential address and source of funds

Due diligence requirements have become more stringent, so comprehensive documentation is essential.

Q: What is the minimum capital requirement for DIFC company formation?

A: Capital requirements vary by entity type and business activity:

• Non-financial services: Often no minimum (or USD 10,000)
• Prescribed Company (SPV): No minimum capital
• Financial services: Varies significantly based on DFSA requirements (can be substantial for banks and insurance companies)
• Public companies: Minimum USD 100,000

Consult with business formation specialists for your specific situation.

Visa & Employment Questions

Q: How many visas can I get with a DIFC license?

A: Visa allocation depends on:

• Office space size: Generally 1 visa per 10-15 square meters
• License type: Some licenses have different allocations
• Typical allocations:
  • Flexi-desk: 1-2 visas
  • Serviced office: 3-5 visas
  • Business centre: 5-10 visas
  • Dedicated office: Based on square footage

Q: Can I hire foreign employees in DIFC?

A: Yes, DIFC places no restrictions on hiring foreign employees. You can recruit talent from any nationality without minimum UAE national quota requirements (unlike some mainland sectors).

Q: How long are DIFC employment visas valid?

A: DIFC employment visas are typically valid for 2-3 years, aligned with the employment contract duration. They can be renewed subject to continued employment and license validity.

Q: Do DIFC employees follow UAE Labour Law?

A: DIFC employment is governed by DIFC Employment Law, which is based on best international practices and differs from UAE Labour Law. Key aspects include:

• End of Service Benefits calculations
• Notice periods and resignation procedures
• Non-compete clauses
• Dispute resolution through DIFC Courts

Operational & Compliance Questions

Q: Can a DIFC company trade with Dubai mainland customers?

A: DIFC companies face restrictions on trading directly with UAE mainland customers. However:

• Can trade internationally without restrictions
• Can trade with other free zones
• Can provide services to mainland (with proper approvals)
• Some activities permitted with mainland under specific regulations

For unrestricted mainland access, consider Dubai mainland company formation or dual licensing arrangements.

Q: How long is a DIFC commercial license valid?

A: DIFC commercial licenses are valid for one year from the date of issuance. Renewal must be completed at least 30 days before expiry to avoid penalties and potential suspension.

Q: What happens if I don't renew my DIFC license on time?

A: Late renewal consequences include:

• Late fees and penalties
• Potential license suspension
• Inability to conduct business operations
• Visa cancellations for employees
• Complications in renewing leases and contracts

Always plan renewals well in advance and maintain compliance calendars.

Q: Can I close or liquidate my DIFC company?

A: Yes, DIFC companies can be liquidated through formal procedures:

• Voluntary liquidation (solvent companies)
• Creditors' liquidation (insolvent companies)
• Striking off (for dormant companies)

The process involves settling all liabilities, distributing assets, and de-registering with DIFC Registrar of Companies. For guidance on company liquidation in Dubai, consult legal advisors.

Q: Do I need an Emirati partner for DIFC setup?

A: No, you do not need an Emirati partner or local sponsor for DIFC company formation. The DIFC allows 100% foreign ownership across all business structures and activities.

Q: What is DFSA and when do I need its approval?

A: The Dubai Financial Services Authority (DFSA) is the independent regulator for financial services firms in DIFC. You need DFSA authorization if your business conducts:

• Banking
• Insurance and reinsurance
• Investment management
• Fund management
• Brokerage and dealing services
• Advisory services (financial products)
• Operating financial market infrastructure

DFSA approval adds 3-4 months to the setup timeline and involves rigorous application and compliance requirements.

Q: Can I convert my mainland UAE company to DIFC?

A: Yes, through a Continuation process, existing UAE mainland companies can transfer their registration to DIFC. This involves:

• Maintaining the same legal entity (not a new formation)
• Transferring registration to DIFC Registrar
• Obtaining DIFC Commercial License
• Meeting all DIFC requirements

Consult with corporate restructuring specialists for continuation procedures.

Q: Is DIFC more expensive than other Dubai free zones?

A: Yes, DIFC generally has higher costs compared to free zones like DMCC or JAFZA due to:

• Premium location in Dubai's financial district
• Higher office rental costs
• Enhanced regulatory framework
• Prestige and reputation value

However, for financial services and professional services firms, the benefits often justify the additional investment. Innovation licenses offer cost-effective options for startups.

Expert Legal Support for DIFC Business Setup

Successfully establishing and operating a business in DIFC requires more than just completing forms—it demands strategic planning, regulatory expertise, and ongoing compliance management.

Why Choose Kayrouz & Associates for DIFC Business Setup

Proven Track Record

• 570+ cases successfully resolved with a 96% client satisfaction rate
• 25+ full-time lawyers and legal consultants specializing in UAE corporate law
• 19 years of experience since 2006 serving businesses across the UAE and MEASA region
• Offices in Dubai, Abu Dhabi, and Beirut providing comprehensive regional coverage

Comprehensive DIFC Business Formation Services

Our Corporate & Commercial Law team provides end-to-end support:

1. Business Structure Advisory

• Entity selection guidance (LTD, LLC, LLP, Foundation, etc.)
• Tax-efficient structure design
• Ownership and governance framework planning
• Group structure optimization

2. License & Regulatory Compliance

• License type assessment and selection
• Application preparation and submission
• DFSA applications for financial services
• Liaison with DIFC Authority and regulatory bodies

3. Corporate Documentation

• Drafting Memorandum and Articles of Association
• Shareholder agreements customization
• Partnership agreements
• Employment contracts
• Commercial contracts and NDAs

4. DIFC Company Formation & Incorporation

• Complete application processing
• Name reservation assistance
• Office space advisory
• Document preparation and review
• Submission and follow-up with DIFC

5. Banking & Financial Setup

• Corporate bank account opening facilitation
• Bank liaison and introduction
• Preparation of KYC documentation
• Multi-bank comparison and selection

6. Immigration & Visa Services

• Employment visa processing
• Investor visa applications
• Dependent visa arrangements
• Emirates ID and labor card processing

7. Ongoing Compliance & Corporate Governance

• Annual license renewal management
• Corporate secretarial services
• Board meeting support and minute preparation
• Annual return filing
• Compliance calendar management
• Beneficial ownership updates

8. Post-Setup Legal Support

• Commercial contracts and leasing
• Commercial financing and agreements
• Company restructuring
• Employment law advisory
• Intellectual property protection
• Dispute resolution

Contact Information

Dubai Office (Headquarters) Business Bay, Empire HeightsBlock B, Office 1604P.O. Box 415048, Dubai, UAETel: +971 (4) 876 1744

Abu Dhabi Office Electra Street, Al Mazrooei Building9th Floor, Office 903P.O. Box 62829, Abu Dhabi, UAETel: +971 (4) 876 1744

Beirut Office Miziara Centre, Block C4th Floor (above Sea Sweet)Beirut, Lebanon

Working Hours: Monday - Thursday: 9:00 AM - 5:00 PMFriday: 9:00 AM - 12:00 PM

Get in Touch:

• Phone: +971 (4) 876 1744
• Email: Visit our contact page
• Website: www.kayrouzandassociates.com

Conclusion: Your DIFC Business Journey Starts Here

The Dubai International Financial Centre offers unparalleled opportunities for businesses seeking to establish a presence in the MEASA region. With its robust legal framework, tax advantages, strategic location, and world-class business ecosystem, DIFC continues to attract companies ranging from early-stage startups to multinational corporations.

However, successful DIFC business setup requires careful planning, comprehensive documentation, and expert navigation of regulatory requirements. Understanding the complete process—from entity selection and license types to cost structures and ongoing compliance—is essential for making informed decisions.

Key Takeaways:

✓ DIFC offers diverse business structures to suit different needs, from holding companies to active trading entities

✓ Costs range widely (AED 18,000 - 90,000+) depending on license type, with innovation licenses offering significant savings for qualifying startups

✓ Timeline expectations: 6-10 weeks for standard setups, 4-6 months for regulated financial services

✓ 100% foreign ownership, 0% corporate tax on qualifying income, and English Common Law framework provide competitive advantages

✓ Physical office presence mandatory with costs varying from AED 27,000 (flexi-desk) to AED 300,000+ (premium fitted offices)

✓ Proper planning and documentation prevent costly delays and rejections

✓ Professional legal guidance ensures optimal structure, regulatory compliance, and long-term success

Next Steps

Whether you're a fintech innovator, professional services firm, family office, or financial institution, your DIFC journey begins with proper planning and expert guidance.

Ready to establish your business in DIFC?

Contact Kayrouz & Associates today to schedule a consultation with our Corporate & Commercial Law team. With 19 years of experience, 570+ cases resolved, and a 96% client satisfaction rate, we provide the expertise and support you need for successful DIFC business setup in 2025.

Disclaimer

This guide provides general information about DIFC business setup rules, regulations, costs, and procedures as of October 2025. The information is intended for educational purposes only and should not be considered legal advice.

Important Notes:

• Laws, regulations, and fees are subject to change
• Individual circumstances vary significantly
• Specific business situations require customized legal analysis
• Regulatory requirements may differ based on business activity and jurisdiction
• This information should not be relied upon without professional consultation

For specific legal advice regarding your unique business situation, corporate structure needs, or regulatory requirements, please consult qualified UAE corporate law attorneys at Kayrouz & Associates or other licensed legal professionals.

Schedule a consultation with Kayrouz & Associates' Corporate & Commercial Law team for personalized legal guidance on your DIFC business setup.

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