Commercial financing and agreements

We provide end-to-end legal support for commercial financing, helping lenders and borrowers structure compliant and secure financial arrangements across the UAE and Middle East.

Practice Overview

Kayrouz & Associates advises businesses and financial institutions on a wide spectrum of commercial financing transactions. Our lawyers draft and negotiate loan agreements, security documents, and financing structures that are tailored to each client’s operational and regulatory context.

We support borrowers in accessing capital for business expansion, real estate development, or project financing, and assist lenders in securing repayment through enforceable legal instruments. Our team also helps navigate Sharia-compliant financing models and hybrid arrangements involving regional and international partners.

Our expertise extends to intercreditor arrangements, syndicated loans, mortgage-backed financing, and facility restructurings. We work closely with clients to balance risk, maintain compliance, and safeguard commercial objectives.

We offer legal advice on a wide spectrum of matters:

  • Drafting and negotiating commercial loan agreements
  • Advising on security interests and collateral arrangements
  • Structuring Sharia-compliant financing models
  • Facilitating syndicated, mezzanine, and hybrid lending
  • Regulatory guidance on local and cross-border financing
  • Advising on defaults, enforcement, and refinancing strategies
  • Meet Our Team

    Our team is equipped to handle complex legal matters with precision and care. Learn more about our lawyers below.
    Pierre Kayrouz
    Chief Legal Officer
    Maria Valeyeva
    Chief Compliance Officer
    Georges Touma
    Head Litigator
    Hanan Ahmed
    Practicing Lawyer
    Lathamani Chandrashekar
    Senior Corporate Counsel
    Arka Navle
    Corporate Counsel
    Nashita Nazneen
    Junior Corporate Counsel
    Mark Engelman
    Intellectual Property Barrister
    Rita Semaan
    Legal Consultant
    Carlos Rahme
    Senior Legal Consultant
    Souhad Al Ghorayeb
    Senior Legal Consultant
    Sandy Geagea
    Legal Consultant
    Saeed Gaber
    Legal Research Analyst
    Muhammed Ali Charif
    Junior Legal Counsel
    Jenifer Abu Nasr
    Paralegal
    Patricia Abi Mansour
    Business Development Manager
    Varalakshmi Balasubramanian
    Operations Assistant
    Corporate & commercial law

    How International Businesses Can Navigate UAE Data Protection and Data Transfers in 2025

    Navigate the UAE's data protection law requirements for cross-border transfers. Expert guide on DIFC vs Federal compliance for businesses.

    read article
    July 10, 2025
    Corporate & commercial law

    Global trends in merger control enforcement

    Merger control and foreign investment hurdles contributed to a challenging 2024 for M&A. 2025 looks more promising, with pro-business agendas and regulatory easing in key jurisdictions expected to fuel a surge in dealmaking.

    read article
    June 3, 2025
    Corporate & commercial law

    Corporate transactions & AI

    Explore the evolving role of AI in corporate transactions, from emerging trends in AI-driven deals to the growing use of AI tools throughout the transaction process.

    read article
    June 3, 2025
    View all news and insights